.hero {
    min-height: 100vh;
    background: var(--navy);
    display: flex;
    align-items: center;
    position: relative;
    overflow: hidden;
}
.hero-bg {
    position: absolute;
    inset: 0;
    background:
            radial-gradient(ellipse 70% 70% at 80% 50%, rgba(20,34,64,0.85) 0%, transparent 70%),
            url('https://images.unsplash.com/photo-1540575467063-178a50c2df87?w=1600&q=80') center/cover no-repeat;
}
.hero-bg::after {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, rgba(10,22,40,0.92) 0%, rgba(10,22,40,0.55) 60%, rgba(10,22,40,0.3) 100%);
}
.hero-decor {
    position: absolute;
    right: 8%;
    top: 50%;
    transform: translateY(-50%);
    width: 420px;
    height: 420px;
    border-radius: 50%;
    border: 2px solid rgba(201,151,43,0.12);
    pointer-events: none;
}
.hero-decor::before {
    content: '';
    position: absolute;
    inset: 30px;
    border-radius: 50%;
    border: 1px solid rgba(201,151,43,0.08);
}
.hero-content {
    position: relative;
    z-index: 2;
    max-width: 680px;
    padding: 100px 0 80px;
}
.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(201,151,43,0.12);
    border: 1px solid rgba(201,151,43,0.3);
    border-radius: 100px;
    padding: 6px 18px;
    font-size: 13px;
    font-weight: 600;
    color: var(--gold);
    margin-bottom: 28px;
    letter-spacing: 0.5px;
}
.hero-badge span { font-size: 16px; }
.hero h1 {
    font-family: var(--font-display);
    font-size: clamp(36px, 5.5vw, 64px);
    font-weight: 900;
    color: var(--white);
    line-height: 1.15;
    margin-bottom: 24px;
}
.hero h1 em {
    font-style: normal;
    color: var(--gold);
}
.hero-desc {
    font-size: 18px;
    color: rgba(255,255,255,0.72);
    line-height: 1.8;
    margin-bottom: 40px;
    max-width: 560px;
}
.hero-actions {
    display: flex;
    gap: 16px;
    flex-wrap: wrap;
}
.hero-stats {
    display: flex;
    gap: 40px;
    margin-top: 64px;
    padding-top: 48px;
    border-top: 1px solid rgba(255,255,255,0.1);
}
.hero-stat-num {
    font-family: var(--font-display);
    font-size: 36px;
    font-weight: 700;
    color: var(--gold);
    line-height: 1;
}
.hero-stat-label {
    font-size: 13px;
    color: rgba(255,255,255,0.55);
    margin-top: 6px;
}
.scroll-cue {
    position: absolute;
    bottom: 32px;
    left: 50%;
    transform: translateX(-50%);
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 8px;
    color: rgba(255,255,255,0.4);
    font-size: 11px;
    letter-spacing: 2px;
    text-transform: uppercase;
    z-index: 2;
}
.scroll-line {
    width: 1px;
    height: 40px;
    background: linear-gradient(to bottom, rgba(201,151,43,0.6), transparent);
    animation: scrollLine 1.8s ease-in-out infinite;
}
@keyframes scrollLine {
    0%,100% { opacity: 0.3; transform: scaleY(1); }
    50% { opacity: 1; transform: scaleY(1.2); }
}

/* ======= MARKET STRIPS ======= */
.markets-bar {
    background: var(--gold);
    padding: 0;
    overflow: hidden;
}
.markets-scroll {
    display: flex;
    white-space: nowrap;
    animation: marquee 20s linear infinite;
}
.markets-scroll span {
    font-size: 13px;
    font-weight: 700;
    color: var(--navy);
    padding: 12px 40px;
    letter-spacing: 1px;
    text-transform: uppercase;
}
.markets-scroll span.dot { padding: 12px 8px; opacity: 0.5; }
@keyframes marquee {
    from { transform: translateX(0); }
    to   { transform: translateX(-50%); }
}

/* ======= SERVICES ======= */
.section-services {
    padding: 100px 0;
    background: var(--gray-100);
}
.services-header {
    display: flex;
    justify-content: space-between;
    align-items: flex-end;
    margin-bottom: 60px;
    gap: 24px;
}
.services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}
.service-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    padding: 40px 32px;
    position: relative;
    overflow: hidden;
    box-shadow: var(--shadow-sm);
    transition: var(--transition);
    border-bottom: 3px solid transparent;
}
.service-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-lg);
    border-bottom-color: var(--gold);
}
.service-card::before {
    content: '';
    position: absolute;
    top: 0; left: 0; right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--gold), var(--gold-light));
    transform: scaleX(0);
    transform-origin: left;
    transition: transform var(--transition);
}
.service-card:hover::before { transform: scaleX(1); }
.service-icon {
    width: 64px;
    height: 64px;
    background: var(--gold-pale);
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 28px;
    margin-bottom: 24px;
}
.service-card h3 {
    font-family: var(--font-display);
    font-size: 22px;
    font-weight: 700;
    color: var(--navy);
    margin-bottom: 12px;
}
.service-card p {
    font-size: 15px;
    color: var(--gray-600);
    line-height: 1.75;
    margin-bottom: 24px;
}
.service-markets {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
}
.market-tag {
    background: var(--gold-pale);
    color: var(--gold);
    font-size: 12px;
    font-weight: 600;
    padding: 4px 12px;
    border-radius: 100px;
    border: 1px solid rgba(201,151,43,0.2);
}
.service-link {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 14px;
    font-weight: 600;
    color: var(--navy);
    margin-top: 20px;
    transition: gap var(--transition), color var(--transition);
}
.service-link:hover { color: var(--gold); gap: 10px; }

/* ======= WHY US ======= */
.section-why {
    padding: 100px 0;
    background: var(--navy);
    position: relative;
    overflow: hidden;
}
.section-why::before {
    content: '';
    position: absolute;
    inset: 0;
    background: url('https://images.unsplash.com/photo-1497366216548-37526070297c?w=1600&q=60') center/cover;
    opacity: 0.04;
}
.why-inner {
    position: relative;
    z-index: 1;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
}
.why-left .section-title { color: var(--white); }
.why-left .section-desc { color: rgba(255,255,255,0.6); }
.why-nums {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 24px;
    margin-top: 40px;
}
.why-num {
    background: rgba(255,255,255,0.05);
    border: 1px solid rgba(255,255,255,0.08);
    border-radius: var(--radius-lg);
    padding: 24px;
}
.why-num-value {
    font-family: var(--font-display);
    font-size: 40px;
    font-weight: 700;
    color: var(--gold);
}
.why-num-label {
    font-size: 13px;
    color: rgba(255,255,255,0.5);
    margin-top: 4px;
}
.why-right {
    display: flex;
    flex-direction: column;
    gap: 20px;
}
.why-item {
    display: flex;
    gap: 20px;
    background: rgba(255,255,255,0.04);
    border: 1px solid rgba(255,255,255,0.07);
    border-radius: var(--radius-lg);
    padding: 24px;
    transition: var(--transition);
}
.why-item:hover {
    background: rgba(201,151,43,0.06);
    border-color: rgba(201,151,43,0.2);
}
.why-item-icon {
    width: 48px;
    height: 48px;
    background: rgba(201,151,43,0.12);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 22px;
    flex-shrink: 0;
}
.why-item-content h4 {
    color: var(--white);
    font-size: 16px;
    font-weight: 600;
    margin-bottom: 6px;
}
.why-item-content p {
    font-size: 14px;
    color: rgba(255,255,255,0.5);
    line-height: 1.7;
}

/* ======= MARKETS ======= */
.section-markets {
    padding: 100px 0;
}
.markets-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
    margin-top: 56px;
}
.market-card {
    border-radius: var(--radius-lg);
    overflow: hidden;
    position: relative;
    aspect-ratio: 3/4;
    cursor: pointer;
}
.market-card img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform 0.5s ease;
}
.market-card:hover img { transform: scale(1.06); }
.market-card-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(0deg, rgba(10,22,40,0.9) 0%, rgba(10,22,40,0.2) 60%, transparent 100%);
    display: flex;
    flex-direction: column;
    justify-content: flex-end;
    padding: 28px 24px;
}
.market-flag { font-size: 32px; margin-bottom: 8px; }
.market-card-name {
    font-family: var(--font-display);
    font-size: 22px;
    font-weight: 700;
    color: var(--white);
}
.market-card-sub {
    font-size: 13px;
    color: rgba(255,255,255,0.6);
    margin-top: 4px;
}
.market-card-badge {
    position: absolute;
    top: 16px;
    right: 16px;
    background: var(--gold);
    color: var(--navy);
    font-size: 11px;
    font-weight: 700;
    padding: 4px 12px;
    border-radius: 100px;
}

/* ======= PROCESS ======= */
.section-process {
    padding: 100px 0;
    background: var(--gray-100);
}
.process-steps {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 0;
    margin-top: 64px;
    position: relative;
}
.process-steps::before {
    content: '';
    position: absolute;
    top: 36px;
    left: calc(10% + 24px);
    right: calc(10% + 24px);
    height: 2px;
    background: linear-gradient(90deg, var(--gold), var(--gold-light));
}
.process-step {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    padding: 0 16px;
}
.step-num {
    width: 72px;
    height: 72px;
    border-radius: 50%;
    background: var(--white);
    border: 3px solid var(--gold);
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: var(--font-display);
    font-size: 20px;
    font-weight: 700;
    color: var(--gold);
    margin-bottom: 20px;
    position: relative;
    z-index: 1;
    box-shadow: 0 0 0 6px var(--gray-100);
    transition: var(--transition);
}
.process-step:hover .step-num {
    background: var(--gold);
    color: var(--white);
    transform: scale(1.1);
}
.step-label {
    font-size: 14px;
    font-weight: 600;
    color: var(--navy);
    margin-bottom: 8px;
}
.step-desc {
    font-size: 13px;
    color: var(--gray-600);
    line-height: 1.6;
}

/* ======= TESTIMONIALS ======= */
.section-testimonials {
    padding: 100px 0;
}
.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    margin-top: 56px;
}
.testimonial-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    padding: 36px 32px;
    box-shadow: var(--shadow-sm);
    border-left: 4px solid var(--gold);
    transition: var(--transition);
}
.testimonial-card:hover {
    box-shadow: var(--shadow-md);
    transform: translateY(-4px);
}
.testimonial-stars { color: var(--gold); font-size: 16px; margin-bottom: 16px; }
.testimonial-text {
    font-size: 15px;
    color: var(--gray-600);
    line-height: 1.8;
    font-style: italic;
    margin-bottom: 24px;
}
.testimonial-author {
    display: flex;
    align-items: center;
    gap: 14px;
}
.author-avatar {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    background: var(--gold-pale);
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: var(--font-display);
    font-size: 18px;
    font-weight: 700;
    color: var(--gold);
    flex-shrink: 0;
}
.author-name {
    font-weight: 600;
    color: var(--navy);
    font-size: 15px;
}
.author-job { font-size: 13px; color: var(--gray-400); margin-top: 2px; }

/* ======= NEWS PREVIEW ======= */
.section-news {
    padding: 100px 0;
    background: var(--gray-100);
}
.news-grid {
    display: grid;
    grid-template-columns: 1.5fr 1fr;
    gap: 24px;
    margin-top: 56px;
}
.news-main .card { height: 100%; }
.news-main .card-img { height: 280px; overflow: hidden; }
.news-main .card-img img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.5s; }
.news-main .card:hover .card-img img { transform: scale(1.04); }
.news-main .card-body { padding: 32px; }
.news-side { display: flex; flex-direction: column; gap: 16px; }
.news-mini {
    background: var(--white);
    border-radius: var(--radius);
    display: flex;
    gap: 16px;
    overflow: hidden;
    box-shadow: var(--shadow-sm);
    transition: var(--transition);
}
.news-mini:hover { transform: translateX(4px); box-shadow: var(--shadow-md); }
.news-mini-img {
    width: 110px;
    flex-shrink: 0;
    overflow: hidden;
}
.news-mini-img img { width: 100%; height: 100%; object-fit: cover; }
.news-mini-body { padding: 16px 16px 16px 0; }
.news-tag {
    display: inline-block;
    background: var(--gold-pale);
    color: var(--gold);
    font-size: 11px;
    font-weight: 700;
    padding: 3px 10px;
    border-radius: 100px;
    margin-bottom: 8px;
    letter-spacing: 0.5px;
    text-transform: uppercase;
}
.news-date { font-size: 12px; color: var(--gray-400); margin-bottom: 8px; }
.news-title {
    font-size: 16px;
    font-weight: 600;
    color: var(--navy);
    line-height: 1.45;
    margin-bottom: 12px;
}
.news-title a { transition: color var(--transition); }
.news-title a:hover { color: var(--gold); }
.news-mini .news-title { font-size: 14px; }

/* ======= CTA BANNER ======= */
.section-cta {
    padding: 100px 0;
    background: linear-gradient(135deg, var(--gold) 0%, #b8832a 100%);
    position: relative;
    overflow: hidden;
}
.section-cta::before {
    content: '';
    position: absolute;
    right: -80px;
    top: -80px;
    width: 400px;
    height: 400px;
    border-radius: 50%;
    background: rgba(255,255,255,0.08);
}
.cta-inner {
    position: relative;
    z-index: 1;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 32px;
}
.cta-left h2 {
    font-family: var(--font-display);
    font-size: clamp(28px, 3.5vw, 42px);
    font-weight: 700;
    color: var(--navy);
    line-height: 1.25;
}
.cta-left p {
    color: rgba(10,22,40,0.65);
    font-size: 16px;
    margin-top: 12px;
}
.cta-actions {
    display: flex;
    gap: 16px;
    flex-shrink: 0;
}
.btn-cta-white {
    background: var(--navy);
    color: var(--white);
    padding: 16px 36px;
}
.btn-cta-white:hover { background: var(--navy-mid); transform: translateY(-2px); }
.btn-cta-ghost {
    background: transparent;
    border: 2px solid var(--navy);
    color: var(--navy);
    padding: 14px 36px;
}
.btn-cta-ghost:hover { background: rgba(10,22,40,0.08); }

/* ======= RESPONSIVE ======= */
@media (max-width: 1024px) {
    .services-grid { grid-template-columns: repeat(2, 1fr); }
    .markets-grid { grid-template-columns: repeat(2, 1fr); }
    .process-steps { grid-template-columns: repeat(3, 1fr); gap: 24px; }
    .process-steps::before { display: none; }
    .testimonials-grid { grid-template-columns: repeat(2, 1fr); }
    .why-inner { gap: 40px; }
}

@media (max-width: 768px) {
    .hero-content { padding: 100px 0 60px; }
    .hero-stats { flex-wrap: wrap; gap: 24px; padding-top: 32px; margin-top: 40px; }
    .services-header { flex-direction: column; align-items: flex-start; }
    .services-grid { grid-template-columns: 1fr; }
    .why-inner { grid-template-columns: 1fr; gap: 48px; }
    .why-nums { grid-template-columns: repeat(2, 1fr); }
    .markets-grid { grid-template-columns: repeat(2, 1fr); }
    .process-steps { grid-template-columns: 1fr 1fr; }
    .testimonials-grid { grid-template-columns: 1fr; }
    .news-grid { grid-template-columns: 1fr; }
    .cta-inner { flex-direction: column; align-items: flex-start; }
    .cta-actions { flex-wrap: wrap; }
}